Maternity and Parental Leave IELTS Reading General

Maternity and Parental Leave IELTS Reading General

READING PASSAGE – 2
Read the text below and answer Questions 16-21.

Maternity and Parental Leave

Employees can get parental leave when a child is born or adopted. Parental leave entitlements include: maternity leave, paternity and partner leave, adoption leave, special maternity leave, a safe job and no safe job or leave, a right to return to old job.

What is parental leave?

Parental leave is leave that can be taken when: an employee gives birth, an employee% spouse or de facto partner gives birth or an employee adopts a child under 16 years of age, Employees are entitled to 12 months of unpaid parental leave. They can also request an additional 12 months of leave.

Pre-adoption leave

Employees who are taking parental leave to care for an adopted child are also entitled to 2 days unpaid pre-adoption leave to attend relevant interviews or examinations. This leave can’t be used if an employer tells an employee to take another type of leave (e.g. paid annual leave).

Who is eligible for parental leave?

All employees in Australia are entitled to parental leave if they: Have worked for their employer for at least 12 months before the (expected) date of birth if the employee is pregnant or the date of the adoption, or when the leave starts (if the leave is taken after another person cares for the child or takes parental leave) They have or will have responsibility for the care of a child.

Casual employees

For casual employees to be eligible for unpaid parental leave they need to have been working for their employer on a regular and systematic basis for at least 12 months 23 Or develop a reasonable expectation of continuing work with the employer on a regular and systematic basis, had it not been for the birth or adoption of a child. ielts-reading

Question 16-21
Do the following statements agree with the information given in the text?
In boxes 16-21 on your answer sheet, write

TRUE – if the statement agrees with the information
FALSE – if the statement contradicts the information
NOT GIVEN – if there is no information on this

16. New Fathers cannot avail the opportunity of leaves.
17. A total of one year of the leaves can be availed.
18. Pre adoption leaves can be paid if applied before.
19. Two days unpaid leave is only for specific purpose.
20. Part time workers are given parental leaves.
21. Casual worker have to give one year of service to the organization before availing any parental leaves.

Read the text below and answer Questions 22 – 24.

A Marketplace Catastrophic Health Insurance Plan

There’s an alternative type of health insurance available on your state’s marketplace, and it’s only available to those under the age of 30 and those with low incomes. It’s called catastrophic health insurance, and it’s pretty straightforward: it pretty much covers only extremely expensive health emergencies.

Catastrophic health insurance plans conic with very high deductibles — as high as $6,000 and more—which pretty much means it’s only going to kick in if you have a really terrible accident or illness. While that will stop you from going completely bankrupt, $6,000 is still a lot of money to pay before coverage kicks in. (Catastrophic plans do cover three primary care visits per year, as per the law, but any visits beyond that or at a specialist’s will not be covered until you hit the deductible.) ielts-reading.com

What’s the benefit?

Catastrophic health insurance plans are much, much cheaper than traditional health insurance plans.

Here’s our advice: don’t get a catastrophic health insurance plan unless it’s your only option. If you can use loans to pay for a traditional health insurance plan or your parents are willing to help pay for it, definitely go with the more expensive plan with a lower deductible.

Questions 22- 24
Do the following information agree with the views of the writer?
Write your answers in boxes 22-24 on your answer sheet

YES – if the statement agrees with the information
NO – if the statement contradicts information
NOT GIVEN – if there is no information in this passage

22. Catastrophic health insurance plan is cheaper to get covered extreme illnesses.
23. $6,000 will be paid in cash.
24. Traditional plans are expensive than catastrophic health insurance plan. ielts-reading

Maternity and Parental Leave IELTS Reading Answers

16. FALSE

17. FALSE

18. NOT GIVEN

19. TRUE

20. FALSE

21. TRUE

22. YES

23. NOT GIVEN

24. NO

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